A practice resource of the Law Office of Anita M. Kelley(505) 750-3036
nm•NM DEBTNEW MEXICO DEBT HELP
NM Debt / Consumer & business debt

NEW MEXICO · DEBT QUESTIONS

Debt help for New Mexico business owners

Separate the company’s obligations from your own.

This path is for businesses and owners who owe or are alleged to owe money. It is not a service for collecting debts from customers.

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Identify the people and entities

List the business legal name, trade names, your role and the creditor or opposing party. Personal guarantees, co-borrowers and collateral can require individual attention. A company obligation should not automatically be treated as the owner’s personal debt.

Organize the pressure points

After screening, the office may ask about loans, vendor balances, leases, secured debt, guarantees, litigation and operating needs. Keep agreements and amendments together. Flag imminent hearings, account restraints or threatened collateral action early.

Review the applicable rules

Consumer-debt protections do not apply to every business obligation. Contract terms, entity issues and the specific dispute need review. Matters involving tax, insolvency or specialized financing may require a different scope or referral. Ask about availability and fees before assuming the office has accepted the matter.

Sources and further reading

Prepared September 28, 2026. General information; individual facts and current rules need review. About our content.

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